PENDIDIKAN EKONOMI BERKELANJUTAN DIDESA HILIONAHA: MEWUJUDKAN KEUANGAN PRIBADI MASYARAKAT YANG SEHAT DI TENGAH KRISIS
Keywords:
Personal financial management; financial literacy; economic education; economic crisis; financial resilience; Hilionaha Village; community service.
Abstract
Global economic crises and financial uncertainties often affect the welfare of society, particularly in terms of personal financial management. Therefore, it is essential to enhance financial literacy among communities so they can manage financial resources wisely and survive during times of crisis. This community service program aims to provide economic education to the people of Hilionaha Village regarding healthy and sustainable personal financial management. The methods used include community-based training, workshops, individual coaching, and group discussions, all aimed at developing understanding and skills in household budgeting, savings planning, and basic investment strategies. The results of this activity show a significant increase in the community's understanding of how to manage their finances, as well as their ability to create realistic budgets and prioritize spending. However, challenges such as limited access to financial institutions and restricted income remain barriers. Overall, this community service activity has had a positive impact on personal financial management at the household level and is expected to strengthen the economic resilience of the people of Hilionaha Village in facing financial challenges
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Rustiani Duha, & Darmawan Harefa. (2024). Kemampuan Pemecahan Masalah Matematika. CV Jejak (Jejak Publisher).
Sudirman, I. (2018). Pendidikan Keuangan untuk Masyarakat Desa: Meningkatkan Literasi dan Kesejahteraan. Bandung: Penerbit Cendekia.
Susanti, E. & Mahmud, M. (2020). Pentingnya Pengelolaan Keuangan Keluarga di Tengah Ketidakpastian Ekonomi. Jurnal Ekonomi dan Bisnis, 18(4), 200-212.
Toni Hidayat, Amaano Fau, & Darmawan Harefa. (2023). Pengaruh Model Pembelajaran Index Card Match Terhadap Hasil Belajar Siswa Pada Mata Pelajaran Ipa Terpadu. TUNAS : Jurnal Pendidikan Biologi, 4(1), 61 - 72. https://doi.org/10.57094/tunas.v4i1.885
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Zaki, A. & Setiawan, A. (2022). Strategi Pengelolaan Keuangan di Masa Krisis: Perspektif Ekonomi Mikro dan Makro. Jakarta: Penerbit Ekonomi Global.
Agustina, S. & Haryanto, P. (2020). Literasi Keuangan dan Dampaknya terhadap Pengelolaan Keuangan Pribadi di Indonesia. Jurnal Ekonomi & Keuangan, 35(2), 125-140.
Aji, M. A. (2021). Peran Pendidikan Ekonomi dalam Meningkatkan Ketahanan Finansial Masyarakat. Jakarta: Penerbit Ekonomi Berkelanjutan.
Foahonoa Zisokhi Nehe, Mesrawati Ndruru, Wiwin Cintia Dewi Bu’ulolo, Irman Imawan Laia, Matius Halawa, & Darmawan Harefa. (2024). Model Pembelajaran Contextual Teaching and Learning (CTL) terhadap Kemampuan Pemahaman Konsep Matematis Siswa pada Materi Dimensi Tiga. CV Jejak (Jejak Publisher).
Gaurifa, M., & Darmawan Harefa. (2023). Development Of A Cartesian Coordinate Module To The Influence Of Implementing The Round Club Learning Model On Mathematics Student Learning Outcomes. Afore : Jurnal Pendidikan Matematika, 2(2), 45-55. https://doi.org/10.57094/afore.v2i2.1130
Halawa, S., & Darmawan Harefa. (2024). The Influence Of Contextual Teaching And Learning Based Discovery Learning Models On Abilities Students’ Mathematical Problem Solving. Afore : Jurnal Pendidikan Matematika, 3(1), 11-25. https://doi.org/10.57094/afore.v3i1.1711
Harefa, D. (2023). The Relationship Between Students’ Interest In Learning And Mathematics Learning Outcomes. Afore : Jurnal Pendidikan Matematika, 2(2), 1-11. https://doi.org/10.57094/afore.v2i2.1054
Harefa, D. (2024). Exploring Local Wisdom Values Of South Nias For The Development Of A Conservation-Based Science Curriculum. TUNAS : Jurnal Pendidikan Biologi, 5(2), 1-10. https://doi.org/10.57094/tunas.v5i2.2284
Harefa, D. (2024). Mathematics Education Based On Local Wisdom: Learning Strategies Through Hombo Batu. Afore : Jurnal Pendidikan Matematika, 3(2), 1-11. https://doi.org/10.57094/afore.v3i2.2236
Harefa, D., & Fatolosa Hulu. (2024). Mathematics Learning Strategies That Support Pancasila Moral Education: Practical Approaches For Teachers. Afore : Jurnal Pendidikan Matematika, 3(2), 51-60. https://doi.org/10.57094/afore.v3i2.2299
Harefa, D., Budi Adnyana, P., Gede, I., Wesnawa, A., Putu, I., & Ariawan, W. (2024). Experiential Learning: Utilizing Local Wisdom Of Nias For Future Generations. CIVIC SOCIETY RESEARCH AndEDUCATION: Jurnal Pendidikan Pancasila Dan Kewarganegaraan, 5(2), 52–61. https://doi.org/https://doi.org/10.57094/jpkn.v5i2.2254
Harefa, D., Forilina Laia, Vira Febrian Lombu, Evan Drani Buulolo, Alena Zebua, Ofirna Andini Sarumaha, Agus Farin, Elvita Janratna Sari Dakhi, Vinxen Sians Zihono, Nariami Wau, Flora Melfin Sriyanti Duha, Statis Panca Putri Laiya, Lena, Nimarwati Laia, Martina Ndruru, Angelin Febrianis Fau, Adaria Hulu, Yulinus Halawa, Desrinawati Nehe, Jesika Bago, Odisman Buulolo, Sofiana Faana, Herlis Juwita Ndruru, Desiputri Hayati Giawa, Alexander Frisman Giawa, & Anita Zagoto. (2024). Bimbingan Belajar Matematika Tingkat SD. HAGA : Jurnal Pengabdian Kepada Masyarakat, 3(1), 30-38. https://doi.org/10.57094/haga.v3i1.1933
Harefa, D., Made Sutajaya, I., Suja, W., Bagus, I., & Astawa, M. (2024). Lowalangi Dalam Konsep Tri Hita Karana Dalam Kearifan Lokal Nias. NDRUMI: Jurnal Ilmu Pendidikan Dan Humaniora, 7(2), 51. https://doi.org/https://doi.org/10.57094/ndrumi.v7i2.2226
Harefa, D., Murnihati Sarumaha, Amaano Fau, Kaminudin Telaumbanua, Fatolosa Hulu, Baziduhu Laia, Anita Zagoto, & Agustin Sukses Dakhi. (2023). Inventarisasi Tumbuhan Herbal Yang Di Gunakan Sebagai Tanaman Obat Keluarga. Haga : Jurnal Pengabdian Kepada Masyarakat, 2(2), 11-21. https://doi.org/10.57094/haga.v2i2.1251
Harefa, D., Sarumaha, M. ., Telaumbanua, K. ., Telaumbanua, T. ., Laia, B. ., & Hulu, F. . (2023). Relationship Student Learning Interest To The Learning Outcomes Of Natural Sciences . International Journal of Educational Research &Amp; Social Sciences, 4(2), 240–246. https://doi.org/10.51601/ijersc.v4i2.614
Hastuti, D. S. & Widodo, H. (2019). Pengelolaan Keuangan Pribadi di Tengah Krisis Ekonomi: Studi Kasus di Wilayah Pedesaan. Jurnal Pengabdian kepada Masyarakat, 7(1), 80-94.
Kaminudi Telaumbanua, & Darmawan Harefa. (2024). Efektivitas Layanan Penguasaan Konten Dalam Meningkatkan Kreativitas Belajar . FAGURU: Jurnal Ilmiah Mahasiswa Keguruan, 3(2), 16-29. https://doi.org/10.57094/faguru.v3i2.1919
Kementerian Keuangan Republik Indonesia. (2022). Laporan Keuangan Negara 2022: Membangun Ketahanan Ekonomi Masyarakat di Era Krisis. Jakarta: Kementerian Keuangan Republik Indonesia.
Mulyadi, D. (2021). Manajemen Keuangan Pribadi: Teori dan Praktik dalam Menghadapi Krisis Ekonomi. Yogyakarta: Penerbit Andi.
Murnihati Sarumaha, Harefa, D., Adam Smith Bago, Amaano Fau, Wira Priatin Lahagu, Toni Lastavaerus Duha, Musafir Zirahu, & Hartaniat Warisman Lase. (2023). Sosialisasi Tumbuhan Ciplukan (Physalis Angulata L.) Sebagai Obat TradisionaL . HAGA : Jurnal Pengabdian Kepada Masyarakat, 2(2), 22-35. https://doi.org/10.57094/haga.v2i2.1994
Murnihati Sarumaha, Kaminudin Telaumbanua, & Darmawan Harefa. (2024). Pendidikan Berbasis Kearifan Lokal Nias Selatan: Membangun Identitas Budaya Pada Generasi Muda. 12(3), 663. https://doi.org/10.37081/ed.v12i3.6585
Otoritas Jasa Keuangan (OJK). (2020). Laporan Nasional Literasi Keuangan Indonesia. Jakarta: Otoritas Jasa Keuangan.
Rustiani Duha, & Darmawan Harefa. (2024). Kemampuan Pemecahan Masalah Matematika. CV Jejak (Jejak Publisher).
Sudirman, I. (2018). Pendidikan Keuangan untuk Masyarakat Desa: Meningkatkan Literasi dan Kesejahteraan. Bandung: Penerbit Cendekia.
Susanti, E. & Mahmud, M. (2020). Pentingnya Pengelolaan Keuangan Keluarga di Tengah Ketidakpastian Ekonomi. Jurnal Ekonomi dan Bisnis, 18(4), 200-212.
Toni Hidayat, Amaano Fau, & Darmawan Harefa. (2023). Pengaruh Model Pembelajaran Index Card Match Terhadap Hasil Belajar Siswa Pada Mata Pelajaran Ipa Terpadu. TUNAS : Jurnal Pendidikan Biologi, 4(1), 61 - 72. https://doi.org/10.57094/tunas.v4i1.885
World Bank. (2020). Financial Literacy in Indonesia: A Roadmap to Economic Recovery. Washington, DC: World Bank Group.
Zaki, A. & Setiawan, A. (2022). Strategi Pengelolaan Keuangan di Masa Krisis: Perspektif Ekonomi Mikro dan Makro. Jakarta: Penerbit Ekonomi Global.
Published
2024-11-07
How to Cite
Laia, B., & Anita Zagoto. (2024). PENDIDIKAN EKONOMI BERKELANJUTAN DIDESA HILIONAHA: MEWUJUDKAN KEUANGAN PRIBADI MASYARAKAT YANG SEHAT DI TENGAH KRISIS. HAGA : Jurnal Pengabdian Kepada Masyarakat, 3(2), 97-108. https://doi.org/10.57094/haga.v3i2.2346
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Articles
